DISCLOSURES

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. References to specific companies or securities are for illustrative purposes only and should not be interpreted as a recommendation to buy, sell, or hold any security.

Winthrop Wealth is a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. This material is not intended as an offer or solicitation to buy or sell any security or investment strategy and should not be relied upon as individualized investment, legal, tax, or accounting advice.

Economic and market forecasts presented in this material may not develop as predicted, and there can be no guarantee that any strategy discussed will be successful. Statements regarding market conditions, economic trends, Federal Reserve policy, interest rates, inflation, geopolitical events, artificial intelligence, public offerings, and portfolio positioning reflect current views as of the date indicated and are subject to change without notice. Forward-looking statements are based on assumptions and expectations that may not be realized, and actual results may differ materially from those expressed or implied.

Information and data presented are believed to be reliable, but Winthrop Wealth does not guarantee the accuracy, timeliness, or completeness of third-party information. Market data, index returns, yields, forecasts, and other figures are as of the dates indicated and are subject to change without notice.

All indexes mentioned are unmanaged indexes which cannot be invested into directly. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment. Past performance is no guarantee of future results.

All investing involves risk, including the possible loss of principal.