Approach

A dynamic process, a wealth of experience

You and your financial goals are one of a kind, which is why you need a strategy that’s built around you. No cookie cutter, one-size-fits-all solutions here: At Winthrop, we’re not happy until we know you from every angle, because that’s how we develop a custom plan that helps mitigate risk and uncovers opportunity. Our time-honored process is how we get there.

At Winthrop, our discovery never stops. These elements of our relationship with you are ongoing by design. It’s the continuation of this process throughout every stage of your wealth management journey—from changes to career and family structure to new financial goals—that helps ensure we’re making adjustments to our recommendations and strategies to meet you wherever you are along the way. Please note that no strategy assures success or protects against loss.

Our Total Net Worth Approach

We apply a Total Net Worth Approach to wealth management that combines both comprehensive financial planning and investment management. While financial planning and investment management can function successfully on their own, we believe the combination produces a whole greater than the sum of its parts. We consider the client’s entire financial picture in the context of every recommendation or decision.

AN EVER-EVOLVING PROCESS

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Discovery

Financial Planning

Investment Management

Implementation

Review

Introduction

Discovery Meeting

Defining your vision

We can’t create a comprehensive plan for you until we truly understand your personal and financial goals. And that means asking lots of questions. What does your financial picture look like today, and where do you want to go in the years and decades to come? How do you define fulfillment and happiness? What keeps you up at night? In our discovery meetings, we’ll dig deep to understand your vision for your future.

FINANCIAL PLANNING

Designing your roadmap

Once we understand your vision, we’ll develop a bespoke, comprehensive financial plan that guides every aspect of that journey. We’ll consider every stage of your life—where you are today and where you want to be, planned milestones and unforeseen circumstances—so we can measure what success looks like, and help you avoid potential pitfalls. It’s our roadmap and North Star as we begin navigating the road ahead.

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INVESTMENT MANAGEMENT

Putting your money to work

In conjunction with your financial plan, we’ll develop a custom, well-diversified portfolio that brings that plan to life. Our team will construct a portfolio that is consistent with your goals and informed by your personal risk objectives to seek to optimize long-term risk and reward. The end result is a custom, versatile portfolio that’s unique to you, and designed to stand up to whatever the future has in store.

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IMPLEMENT, MONITOR, MANAGE

Your plan in action

With your financial plan and our investment strategy as the roadmap, we’ll constantly evaluate your portfolio(s), making adjustments as needed to help ensure your wealth plan is working for you at every stage of life. Leveraging our suite of financial technologies, we can adapt your plan on the fly—helping you to adjust goals, strategize around changing cash flows, and plan for the transition of assets. And we make sure the lines of communication are always open, so we know exactly where you’re at, and understand any major life changes that might affect your financial objectives.

CHECK IN AND REVIEW

Communicating and collaborating

Setting out on your financial journey can be daunting, and you’re bound to have questions. That’s why we’re committed to deep engagement and constant communication. Our regularly scheduled reviews and updates will give you opportunities to review your plan’s progress and investment performance, so you can maintain financial confidence. We are always here for you.

INTRODUCTION (Fit Meeting)

Making sure we’re the right team

First things first: What do you want from your future, and are we the team that can help you make it all real? Before we formalize our relationship, we’ll sit down with you to make sure our values and vision align. Because we know that relationships work when they’re built on honesty, trust, and mutual respect.

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Our technology

Infrastructure that delivers real-world ROI

Modern investment management is built on a foundation of rock-solid technology, and we’re committed to making ongoing investments in tools and infrastructure that help us deliver an innovative client experience. A range of leading finance, investment, and client management technology companies—from eMoney and Addepar to Salesforce—count on Winthrop to help pilot and test their new products, which means you’re always benefiting from the industry’s latest innovations. These technology partnerships bring us efficiencies, flexibility and early access to the latest innovations—all geared towards enhancing the experience for our clients.

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