We will remember 2021 as a series of positives and negatives in the markets and economy. The US equity market (S&P 500) increased by nearly +29% while the bond market (Bloomberg Barclays Aggregate Index) fell by -1.5% for a rare negative calendar year. And while the economy generated solid growth, many inflation readings hit their highest levels in decades.

Away from the markets, while we are still living with Pandemic overhangs, we are optimistic about the future. We remain committed to being here for our clients and partners, regardless of what life throws our way.